Background Image

Mortgage Blog

Working For You, NOT The Banks!

Category: Personal Finance (17 posts)

Trudeau Opens the Spigots for Social Spending, Income Support, and a Green Economy

Trudeau Opens the Spigots for Social Spending, Income Support, and a Green Economy

April 20, 2021 | Posted by: Andrew Wade

Chrystia Freeland's First Budget is As Promised In more than two years, the first federal budget ex ...

read more
Q4 economic growth was much stronger than expected, as was the flash estimate for January '21. This could help explain why interest rates have risen so fast recently and could portend a more optimisti

Q4 economic growth was much stronger than expected, as was the flash estimate for January '21. This could help explain why interest rates have risen so fast recently and could portend a more optimisti

March 2, 2021 | Posted by: Andrew Wade

Strong Canadian Economic Growth in Q4 and January This morning's Stats Canada release showed that eco ...

read more
Canada lost jobs in December for the first time since April as lockdowns expanded. The jobless rate edged up a tick to 8.6%, still well below the 13.7% peak in April.

Canada lost jobs in December for the first time since April as lockdowns expanded. The jobless rate edged up a tick to 8.6%, still well below the 13.7% peak in April.

January 8, 2021 | Posted by: Andrew Wade

Canadian Jobs Market Tanked in December Canadian employment fell 62,600 last month, a bit weake ...

read more
Canada's Jobs Recovery Slowed Again in November With Second Wave

Canada's Jobs Recovery Slowed Again in November With Second Wave

December 8, 2020 | Posted by: Andrew Wade

Canada's Jobs Recovery Slowed Again in November With Second Wave The Canadian economy rebounded sharply in the thir ...

read more
Covid 19 tax update CERS

Covid 19 tax update CERS

December 7, 2020 | Posted by: Andrew Wade

COVID-19 TAX UPDATE: A DETAILED REVIEW OF THE NEW CANADA EMERGENCY RENT SUBSIDY (CERS) AND LOCKDOWN SUPPORT PROGRAMS Published by Thorsteinssons LLP & Alexander Demner & ...

read more
Debt free for Christmas 2020...that is the goal!

Debt free for Christmas 2020...that is the goal!

November 17, 2020 | Posted by: Andrew Wade

Credit-Free Christmas in 5 Steps!. The holidays are a beautiful time of year, filled with sparkling lights and delicious meals and overplayed tunes. As much as these celebrations bring us joy and ha ...

read more
A Very Ambitious Throne Speech

A Very Ambitious Throne Speech

September 24, 2020 | Posted by: Andrew Wade

Throne Speech:Canada's Response to COVID-19 Prorogation on August 18, following the resignation of Finance Minister Morneau ...

read more
Historic Job Losses in Canada in April

Historic Job Losses in Canada in April

May 14, 2020 | Posted by: Andrew Wade

HISTORIC JOB LOSSES IN APRIL IN CANADA AS THE ECONOMY BOTTOMS Pandemic Batters Canadian Jobs Market A Recession Like No Other The Canadian economy has been put in a medically induced coma. Neve ...

read more
How to improve your credit

How to improve your credit

May 7, 2020 | Posted by: Andrew Wade

In order to qualify for certain mortgage and loan products, a minimum credit score is essential. Even if your score is sufficient to qualify, you might find the rates being offered will be lower than ...

read more
Flat yield curve- Good News or Buyer Beware?

Flat yield curve- Good News or Buyer Beware?

April 26, 2019 | Posted by: Andrew Wade

FLAT YIELD CURVE. BEST NEWS, OR BORROWER BEWARE? A Flat Yield CurveIn our post entitled A Flat Yield Curve, we discussed the implications of a flat yield curve. At the time of the post, early summer ...

read more
The tale of forgotten money!

The tale of forgotten money!

February 12, 2019 | Posted by: Andrew Wade

THE TALE OF THE FORGOTTEN MONEY Ever wonder what happens to bank accounts that are inactive, forgotten about and left unclaimed? The answer to that question is that you probably haven’t. I know ...

read more
Self employed? You need to know this about CMHC's changes to qualifying

Self employed? You need to know this about CMHC's changes to qualifying

September 24, 2018 | Posted by: Andrew Wade

CMHC CHANGES TO ASSIST SELF-EMPLOYED BORROWERS As a self-employed person myself, I was happy to hear that CMHC is willing to make some changes that will make it easier for us to qualify for a mortgag ...

read more
Toys and buying a home!

Toys and buying a home!

September 5, 2018 | Posted by: Andrew Wade

In 2005, I was asked to do a pre-approval by a couple hoping to buy a home. I went through the application with them and pre-approved them for $320,000. They were astounded. They told me that their ba ...

read more
7 For sure ways to improve you credit score NOW!

7 For sure ways to improve you credit score NOW!

September 3, 2018 | Posted by: Andrew Wade

Have you ever wished for a simplified guide on how to actually GROW your credit score? Well today is your lucky day! We have had years of experience working with individuals who come to us with poor o ...

read more
Gathering the Money for a Down Payment in Two Years or Less

Gathering the Money for a Down Payment in Two Years or Less

June 14, 2017 | Posted by: Andrew Wade

Whether you are looking to purchase a home in the next two years or you intend to wait another five, you must find a way to save up enough money to use for a down payment. Without the money to make a ...

read more
Five Rules For Improving Your Money Management Skills

Five Rules For Improving Your Money Management Skills

February 16, 2017 | Posted by: Andrew Wade

Money management skills are important, no matter who you are. That's because money doesn't take care of itself -- and if you don't save, invest, and spend your money wisely, you'll undoubtedly suffer ...

read more
How to Use Debt Consolidation Loans Effectively and Safely

How to Use Debt Consolidation Loans Effectively and Safely

January 11, 2017 | Posted by: Andrew Wade

Visit almost any financial site on the web, or watch nearly any daytime TV channel, and you're likely to see advertisements promising that a consolidation loan can solve all your debt problems. There' ...

read more
users image

Hi, How can I help you?